I just got off the phone with my claims adjuster. The body shop (not The Body Shop) has come back with a higher estimate than the claims department. And that higher estimate pushes my car into the "totaled" category.
I don't understand. I admittedly know nothing about cars but there must be some serious frame damage. The only things I could see that night were the two bumpers, the driver's seat, and maybe the trunk. The original estimate was for ~$8400. And that's not enough?
I am distraught. I've only had the car for about 18 months. There's no way it's worth what I owe on it. That ridiculous gap (not Gap) insurance doesn't seem so ridiculous right about now.
I try to never buy shiny, brand new things. Until my latest phone, I've always gotten the here-have-this-piece-of-trash-for-free-with-your-contract phones. I didn't even want a new car when I bought it. I wanted a nice 3-4 year-old used car. But the interest rates made it roughly the same price to get a new one. So I got a nice black '08 Ford Focus. I really loved it (notice how I'm already switching to past tense at this point). I used the free Sirius (not Sirius or Sirius ) radio for the free six months and then promptly didn't miss it once it was gone. It also had a USB port with Sync so I could use a flash drive for music. I tried that for the first time about a week before the wreck.
I guess this will teach me to buy shiny, new things.
No comments:
Post a Comment